Terms and Conditions
Terms of Service
Last Updated: 10/07/2024
Welcome to Skynet Brokers, your trusted partner in health insurance solutions. By accessing or using our services, you agree to comply with and be bound by the following terms. Please read them carefully.
1. Acceptance of Terms
By accessing or using our services, you accept these Terms of Service and agree to be legally bound by them. If you do not agree with any part of these terms, you must not use our services.
2. Changes to Terms
We reserve the right to modify these terms at any time. We will notify you of any significant changes via email or through a notice on our website. Your continued use of our services after any changes indicates your acceptance of the new terms.
3. Services Provided
Skynet Broker acts as an insurance broker to connect you with various health insurance providers. Our services include:
Assessing your insurance needs.
Providing quotes from multiple insurance carriers.
Assisting with the application process.
Offering ongoing support and advice regarding your health, life, dental, and vision insurance options.
4. User Conduct
You agree not to:
Use the service for any illegal or unauthorized purpose.
Provide false or misleading information during the application process.
Disrupt or interfere with the security or performance of our services.
5. Fees and Payments
While our brokerage services may be provided at no cost to you, some insurance carriers may pay us a commission for policies sold. You acknowledge and agree to this arrangement. Detailed information regarding any fees or commissions will be disclosed during the application process.
6. Intellectual Property
All content, trademarks, and other intellectual property related to our services are owned by Skynet Brokers or our licensors. You are granted a limited, non-exclusive, non-transferable license to use our services for personal, non-commercial purposes.
7. Disclaimers
Our services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our services will meet your specific requirements or that they will be uninterrupted or error-free.
8. Limitation of Liability
To the fullest extent permitted by law, Skynet Brokers will not be liable for any indirect, incidental, or consequential damages arising from your use of our services or the insurance policies obtained through our brokerage.
9. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information. By using our services, you consent to our collection and use of your information as described in the Privacy Policy.
10. Governing Law
These terms shall be governed by and construed in accordance with the laws of the United States without regard to its conflict of law principles.
11. Contact Information
If you have any questions about these Terms of Service, please contact us at [Your Email Address].
Acceptance
By using our services, you acknowledge that you have read, understood, and agree to these Terms of Service