Medicare
Made Simple
If you currently have Medicare, Skynet Brokers specializes in helping assist with the yearly plan renewals. Plans change every year and the amount of options that are available can be overwhelming.
We sort through the plans for you and give you a true unbiased option on what your best options are. Most Medicare enrollees are missing out on benefits simply by not knowing they’re available or being steered into certain types of coverage.
If you are aging into Medicare we help make the transition extremely easy. Our Advisors will ask you a few quick questions and provide you with educational information that is priceless.
Medicare supplemental plans can help cover the gaps that Medicare doesn’t fill. Everyone’s situation is different but we can make the process easy and complete the heavy lifting for you.
Contact us today if you or someone you may know is needs to explore their Medicare options that are truly the best for them.
What is Medicare?
Medicare is the federal health insurance program designed for people who are 65 or older, certain people under the age of 65 with disabilities, and people with End-Stage Renal Disease (permanent kidney failure). There is an array of options available but everyone’s circumstance are different. Our agents will help you select a company that meets your needs.
Part A:
Hospital Insurance
This plan covers a range of essential services, including inpatient care in hospitals, skilled nursing facility care for recovery and rehabilitation, hospice care for end-of-life support, and home health care for receiving medical services in the comfort of your own home.
Part B:
Medical Insurance
This plan covers services from doctors and other healthcare providers, outpatient care, and home health care. It also includes durable medical equipment like wheelchairs, walkers, hospital beds, diabetic supplies, and more.
Additionally, it provides many preventive services, including screenings, shots, vaccines, and annual visits.
Part C:
Medical Insurance
This plan includes coverage for both Part A and Part B, and many also offer prescription drug coverage (Part D) as well as additional benefits not available with Original Medicare, such as dental, vision, hearing, and more.
Medicare Part C, also known as Medicare Advantage (MA), consists of private insurance plans offered by Medicare-approved companies like Humana, United Healthcare, Aetna, and others.
The prescription drug benefit is a key component of Medicare that covers most outpatient prescription drugs. Each Part D plan includes a formulary, which is a list of the drugs covered by that plan. Additionally, Part D plans must cover most vaccines, although vaccines covered by Part B are an exception.