Medicare is the federal health insurance program designed for people who are 65 or older, certain people under the age of 65 with disabilities, and people with End-Stage Renal Disease (permanent kidney failure). There is an array of options available but everyone’s circumstance are different. Our agents will help you select a company that meets your needs.
Medicare Part A
Part A (Hospital Insurance): Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.
Medicare Part B
Part B (Medical Insurance): Helps cover services from doctors and other health care providers, outpatient care and home health care. It also provides durable medical equipment such as wheelchairs, walkers, hospital beds, diabetic supplies and more.
Many preventive services such as screenings, shots, vaccines, and yearly visits are also included.
Medicare Part C
Medicare Part C plans cover Part A and Part B, and many also include prescription drug coverage (Part D) and other benefits not available with Original Medicare such as dental, vision, hearing and more.
Medicare Part C, also called Medicare Advantage (MA) , are private insurance plans offered by Medicare-approved companies such as Humana, United Healthcare, Aetna and more.
Medicare Part D
Medicare Part D, the prescription drug benefit, is the part of Medicare that covers most outpatient prescription drugs. Each Part D plan has a list of covered drugs, called its formulary. Part D plans must also cover most vaccines, except for vaccines covered by Part B.
Are you enrolled into Medicare Part A & B? If so you may qualify for a Medicare Advantage plan. Want to compare your current plan to what’s on the open market? Call us today to review you options or click below.